VFS

Overview

VFS Capital is one of the oldest and most reputable microfinance institutions in eastern India, having begun this work in 1996-97 and taken formal shape in 2006 as Village Financial Services. The first MFI in the east to have become an NBFC, it has nearly half a million borrowers across over 22,021 villages in 13 states.

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Branches
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Villages
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States
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Cr

Portfolio Outstanding
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Borrowers
*Mar 22
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Core Values

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Commitment

We are committed to delivering value to all our stakeholders and hold ourselves accountable for our actions and those of our team and associates. This commitment is the thread that runs through our work across functional groups, hierarchies, and geographies and helps us leverage diverse competencies and perspectives.

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MD’s Message

I am writing this message on behalf of the VFS Family — 1,650 employees and its close to half a million customers spread over 246 branches across 13 states.

We are Eastern India’s oldest microfinance entity. For the past 40 years, we have been striving to change the lives of people at the bottom of the pyramid — not by lending money alone but by handholding them into their entrepreneurial journey.

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Products & Services

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Impact Stories

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Subala Roy

Subala Roy’s husband was a worker in the silk-yarn business who took some training in weaving. When she decided to start a business to help her family, her husband suggestedher to startcottage industry where they would weave traditional Assamese wear such as mekhela chador, and gamchas. She took her first loan of Rs 30,000, seven years ago from the Pathsala branch of Village Financial Services in Assam, Bajali district. The loan together with some family savings, helped her buy a handloom a

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VFS Capital Newsroom

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