Mr Kuldip Maity is the Managing Director and CEO of VFS Capital. He holds a Doctorate degree and dual Masters' degree in Business Administration and Social Sector.
 
Mr Maity is a dedicated social entrepreneur who leads VFS Capital by example, ensuring the incorporation of digitalization, mandates, core values, vision, and mission into the organizational culture to uplift the lives of underprivileged women and drive them towards entrepreneurship. 

Mr Maity’s initiative is not restricted to VFS Capital; he is a Board Member of Sa-Dhan, Assistant Secretary of Village Welfare Society, and a founder member of the Association of Micro Finance Institutions (AMFI) West Bengal as he is determined to alleviate poverty in rural India through empowering people.

Kuldip Maity

Mr Dipanjan Chatterjee has been the Chief Operating Officer of VFS Capital since August 2021, obtained a Bachelor’s degree in Commerce from Calcutta University, and has three decades of diverse experience spanning Banking, IT, CPC, HR, Training, and End-to-End Business Operations.

Dipanjan Chatterjee

Mr. Chandran L has been serving as the Chief Compliance Officer at VSF Capital Limited since March 2025. He holds a postgraduate degree in Science, an MBA, and a Bachelor of Education. Additionally, he is a Certified Associate of the Indian Institute of Bankers (CAIIB).

With over three decades of extensive experience in the banking and financial sector, he has specialized expertise in branch banking, credit, risk management and compliance.

Mr. Chandran L

Niraj Kumar Jaideoka is the Company Secretary at VFS Capital Limited. He is a qualified Company Secretary with a Post Graduate Diploma in Business Management and brings with him ten years of valuable experience. He joined VFS Capital in 2025.

Niraj Kumar Jaideoka

Mr. Jitendra Nath Mahato, AGM - BC Business and Operation at VFS Capital Limited, associated with the organization since 2010, is a seasoned professional with a master&#39;s degree in political science and over two and half decades of experience in Micro-Finance Field Operation, Internal Audit, Risk &amp; Credit Department. Mr Mahato plays a pivotal role in overseeing and managing the company&#39;s BC Business operation, as his extensive experience and expertise contribute significantly to the company&#39;s success in this domain.

Jitendra Nath Mahato

Mr. Nikhil Agarwal, operating as AGM at VFS Capital Limited, a Chartered Accountant and Company Secretary, is a seasoned professional with over 13 years of experience spanning Operations, Audit, Strategy, MIS, Administration, Budgeting, and Cost Control. Mr Agarwal has been an integral part of VFS Capital since 2019, contributing to the organization&#39;s operational efficiency and strategic initiatives.

Nikhil Agrawal

Ms Debjani Chatterjee is Assistant General Manager (AGM) of Environment, Social and Sustainable Impact (ESSI) of VFS Capital, responsible for the enterprise's Corporate Social Responsibility and ESG activities. She obtained a Master's degree in Business Administration (MBA) in Rural Development and Management and Post-Graduation Diploma (PGD) in Health Management, with an enriching work experience of almost one and half decades in CSR Projects, ESG Activities, Development Grant Management, and Social Audit.

Debjani Chatterjee

Mr Arindam Chakraborty, General Manager of Technology & Business Support at VFS Capital since 2018, holds a Master’s degree in Computer Application (MCA) and comes with two and half decades of extensive knowledge and work experience in the IT industry, including Life-cycle Software Development, Database Designing, and Business Intelligence. He administers the overall IT infrastructure, enhances user experience and eliminates security risk exposures of VFS Capital.

Arindam Chakraborty

Mr Subhashis Ghosh, Assistant General Manager of Accounts at VFS Capital, has been part of the organization since 2002, holds a Master's degree in Commerce and a Chartered Accountancy (inter) degree, and has over two decades of rich experience in Finance and Accounts. He liaisons with the external stakeholders and administers the account departments, financial management, treasury management, audit and taxation, and regulatory compliance of VFS Capital.

Subhasis Ghosh

Mr. Rajesh Pandey joined VFS Capital in 2025 as Head &ndash; Human Resources &amp; Workforce Management. He is a Science graduate with over two decades of progressive experience in the Human Resources domain, recognized for driving people strategies that power business transformation. Over the years, have successfully led initiatives across Talent Acquisition, Employee Engagement, Performance &amp; Change Management, Leadership Development, HR Operations, Compensation &amp; Benefits, and Organizational Design.

Professionally certified in Gallup Strengths Coaching and Thomas International&rsquo;s Personal Profile Analysis (PPA), bringing a data-driven and people-centric approach to unlocking individual and team potential.

Rajesh Pandey

Ms. Madhumallika Jha serves as the Assistant General Manager (AGM) of training and Employee Relations at VFS Capital Limited. With a Post-Graduate Diploma in Human Resources &amp; Marketing and certifications as an NLP Master Practitioner and Life Coach, she brings over one and half decades of experience in Learning &amp; Development, Corporate Communications, and Human Resources. Her role includes overseeing the organization&#39;s learning initiatives, quality assurance, and employee relations to foster a productive work environment aligned with company goals and values.

Management Team