Mr Kuldip Maity is the Managing Director and CEO of VFS Capital. He holds a Doctorate degree and dual Masters' degree in Business Administration and Social Sector.
 
Mr Maity is a dedicated social entrepreneur who leads VFS Capital by example, ensuring the incorporation of digitalization, mandates, core values, vision, and mission into the organizational culture to uplift the lives of underprivileged women and drive them towards entrepreneurship. 

Mr Maity’s initiative is not restricted to VFS Capital; he is a Board Member of Sa-Dhan, Assistant Secretary of Village Welfare Society, and a founder member of the Association of Micro Finance Institutions (AMFI) West Bengal as he is determined to alleviate poverty in rural India through empowering people.

Kuldip Maity

Mr Dipanjan Chatterjee has been the Chief Operating Officer of VFS Capital since August 2021, obtained a Bachelor’s degree in Commerce from Calcutta University, and has three decades of diverse experience spanning Banking, IT, CPC, HR, Training, and End-to-End Business Operations.

Dipanjan Chatterjee

Mr. Chandran L has been serving as the Chief Compliance Officer at VSF Capital Limited since March 2025. He holds a postgraduate degree in Science, an MBA, and a Bachelor of Education. Additionally, he is a Certified Associate of the Indian Institute of Bankers (CAIIB).

With over three decades of extensive experience in the banking and financial sector, he has specialized expertise in branch banking, credit, risk management and compliance.

Chandran L

Mr Subhasis Ghosh, Chief Financial Officer at VFS Capital, has been part of the organization since 2002. He is a Master&rsquo;s degree holder in Commerce and a CA (inter). He has over two decades of rich experience in Finance and Accounts. At VFS Capital, he is responsible for financial management, treasury management, audit and taxation, regulatory compliance and liaising with the external stakeholders.

Subhasis Ghosh

Mr Arindam Chakraborty, General Manager of Technology & Business Support at VFS Capital since 2018, holds a Master’s degree in Computer Application (MCA) and comes with two and half decades of extensive knowledge and work experience in the IT industry, including Life-cycle Software Development, Database Designing, and Business Intelligence. He administers the overall IT infrastructure, enhances user experience and eliminates security risk exposures of VFS Capital.

Arindam Chakraborty

Niraj Kumar Jaideoka is the Company Secretary at VFS Capital Limited. He is a qualified Company Secretary with a Post Graduate Diploma in Business Management and brings with him ten years of valuable experience. He joined VFS Capital in 2025.

Niraj Kumar Jaideoka

Mrs. Maumita Dhar is the General Manager &ndash;Strategic Partnerships &amp; Investor Relations at VFS Capital Ltd., bringing over 15 years of extensive experience in Finance, Investor Relations, and Strategic Collaboration. She holds both MBA and a Law degree, equipping her with a unique blend of analytical and regulatory expertise. Since joining VFS Capital in 2025, Mrs. Dhar has been instrumental in shaping the company&rsquo;s financial strategy, strengthening investor confidence, and forging key strategic alliances. Her leadership and deep industry insight continue to drive sustainable growth and long-term value creation for all stakeholders.

Maumita Dhar

Mr. Rajesh Pandey joined VFS Capital in 2025 as Head &ndash; Human Resources &amp; Workforce Management. He is a Science graduate with over two decades of progressive experience in the Human Resources domain, recognized for driving people strategies that power business transformation. Over the years, have successfully led initiatives across Talent Acquisition, Employee Engagement, Performance &amp; Change Management, Leadership Development, HR Operations, Compensation &amp; Benefits, and Organizational Design.

Professionally certified in Gallup Strengths Coaching and Thomas International&rsquo;s Personal Profile Analysis (PPA), bringing a data-driven and people-centric approach to unlocking individual and team potential.

Rajesh Pandey

Ms Debjani Chatterjee is Assistant General Manager (AGM) of Environment, Social and Sustainable Impact (ESSI) of VFS Capital, responsible for the enterprise's Corporate Social Responsibility and ESG activities. She obtained a Master's degree in Business Administration (MBA) in Rural Development and Management and Post-Graduation Diploma (PGD) in Health Management, with an enriching work experience of almost one and half decades in CSR Projects, ESG Activities, Development Grant Management, and Social Audit.

Debjani Chatterjee

Mr. Dilip Kumar Mridha is a richly experienced banker with over 35 years in the industry. He holds an M.Sc. in Economics from the University of Calcutta and is a CAIIB and SFB-certified professional. He has served across Rural, Semi Rural, Urban &amp; Metro branches, and held key positions including Zonal Head and Corporate Branch Head. He served as a Director of Gramin Bank. He was also faculty at the Central Training College.

He is enriched with knowledge in diverse segments like international banking and worked in Hongkong Centre and Chief executive of Singapore. In India, he has worked as General Manager &amp; Chief Risk Officer and led the Mid-Corporate Credit and Recovery division in Public Sector Banks, he has deep expertise in Credit, Risk and Operational Banking.

Management Team